Wealth Passport + DID
The Wealth Passport is the organizing spine of Treasure KC: a community reliability standing (0–1,055) across 5 categories and 6 levels, paired with a Decentralized Identity (DID) so your standing is portable and yours. It is designed to sit next to traditional credit, not replace it.
- 5 categories: Engagement (200), Literacy (200), Community (200), Consistency (200), Verification (255).
- 6 levels: Foundation, Emerging, Building, Established, Strong, Elite.
- Measures consistency, learning, community giving, and effort — what traditional credit misses.
- You own your identity: your record is anchored under your own DID, you choose what to share, and what you share is a cryptographically verifiable proof — not raw personal information.
- Vision/roadmap: designed to open doors to lending, housing, and campus opportunities over time.
Five Standing Categories
- Engagement (200 pts) — showing up: daily check-ins, app activity, AR hunts, event participation.
- Literacy (200 pts) — learning: financial quizzes, Chess Academy lessons, Investing Lab trades.
- Community (200 pts) — giving back: volunteering, nonprofit support, Ghost Spot reports.
- Consistency (200 pts) — reliability over time: streaks, on-time activity, sustained participation.
- Verification (255 pts) — identity confirmation: ID, address, and Decentralized Identity (DID) anchoring.
Six Achievement Levels
- Foundation (0–199) — starting out.
- Emerging (200–399) — building habits.
- Building (400–599) — consistent contributor.
- Established (600–799) — trusted community member.
- Strong (800–999) — high-reliability standing.
- Elite (1,000–1,055) — top tier community participant.
How It Differs from Traditional Credit
Traditional credit measures debt repayment history. The Wealth Passport measures what credit cannot see: how often you show up, how much you learn, how you contribute to your community, and how consistently you do it. It complements traditional credit — it does not replace it.
Vision Doors (Roadmap)
The Wealth Passport is designed to open doors over time as partner relationships develop: community lending programs, housing applications, and campus opportunities. These are vision-stage roadmap goals, not current live partnerships.