Know who you're dealing with — before you pull their credit.
Landlords, property managers, employers, and dealerships: a Treasure KC member can share a consistency proof showing their on-time payment history, streak reliability, and community standing. The proof is anchored on the XRP Ledger — you can verify it yourself on XRPScan without contacting Treasure KC.
- The proof shows: on-time payment history, streak length, community standing, literacy completion, Wealth Passport level, identity verification tier.
- The proof never shows: bill amounts, account numbers, name, email, phone, address, or any personally identifiable information.
- This is NOT a credit product and does NOT replace a credit check.
- Independently verifiable: go to xrpscan.com and look up the anchoring hash shown in the proof.
- No account required — you receive a link from the member and view it directly.
Frequently Asked Questions
- Does this replace a credit check? No. It shows behavioral consistency before a credit inquiry — it complements, not replaces.
- Can I verify it myself? Yes — the on-chain hash is on xrpscan.com, independently readable.
- What does it NOT show? Bill amounts, account numbers, name, email, address, member ID, or any PII.
- Who generates the proof? The member generates it from their portal account and sends you the link.
- Is Treasure KC a credit bureau? No. We are a community rewards platform. This is not a financial product.